If you’re retired and have Medicare and group health plan (retiree) coverage from a former employer, generally:

  • Medicare pays first for your health care bills
  • Your group health plan coverage pays second

How your retiree group health plan coverage works depends on the terms of your specific plan. Your employer or union, or your spouse’s employer or union, might not offer any health coverage after you retire. If you can get group health plan coverage after you retire:

  • It might have different rules.
  • It might not work the same way with Medicare.

The Gurney Agency works with a variety of carriers that offer a wide range of Medicare options for retirees. Feel free to call us at (855) 378-3897 to discuss your options.